Infographic: A World of Languages
View a high resolution version of today’s graphic by clicking here.
Languages provide a window into culture and history. They’re also a unique way to map the world – not through landmasses or geopolitical borders, but through mother tongues.
The Tower of Babel
Today’s infographic from Alberto Lucas Lopez condenses the 7,102 known living languages today into a stunning visualization, with individual colors representing each world region.
Only 23 languages are spoken by at least 50 million people. What’s more, over half the planet speaks at least one of these 23 languages as their mother tongue.
Chinese dominates as a macrolanguage, but it’s important to note that it consists of numerous languages. Mandarin, Yue (including Cantonese), Min, Wu, and Hakka cover over 200 individual dialects, which vary further by geographic location.
|Country||Native Chinese speakers (millions)|
Chinese is one of the most challenging languages for English speakers to pick up, in part due its completely unfamiliar scripts. You’d have to know at least 3,000 characters to be able to read a newspaper, a far cry from memorizing the A-Z alphabet.
Spanglish Takes Over
After Chinese, the languages of Spanish and English sit in second and third place in terms of global popularity. The rapid proliferation of these languages can be traced back to the history of Spanish conquistadors in the Americas, and British colonies around the world.
Animation: Map of Colonization (1492 – 2008):
Today, Spanish has 399 million native speakers, but these are mostly concentrated in Latin America. English has 335 million native speakers under its belt, with a widespread reach all over the globe.
Two Worlds, One Family
While the visualization makes all the world’s languages seem disparate, this linguistic family tree shows how they grew from a common root. It also explains how languages can evolve and branch out over time.
Created by Minna Sundberg. Full version.
This linguistic tree also includes many languages that are not on the large visualization of 23 mother tongues. Some of them might be considered endangered or at risk today, such as Catalan or Welsh. However, with globalization, a few interesting linguistic trends are arising.
1. Language revival
Certain enclaves of marginalized languages are being preserved out of pride for the traditional and cultural histories attached.
While Catalan was once banned, its rebirth is a key marker of identity in Barcelona. More than 150 universities teach Catalan worldwide. In the case of Welsh, a mammoth university project plans to make sure it does not die out. Researchers are compiling ten million Welsh words to preserve the past, present, and future of the language.
2. Language forecast
At this point in time, English is the lingua franca – adopted as a common language among speakers with different mother tongues. However, this status might soon be fuzzier as demographic trends continue.
The rise of China is an obvious one to consider. As China continues to increase its economic might and influence, its languages will proliferate as well.
At the same time, 26 African countries are projected to double their current size, many of which speak French as a first language. One study by investment bank Natixis suggests that Africa’s growth may well bring French to the forefront – making it the most-spoken language by 2050.
Is it possible that French provides a certain je ne sais quoi that no other language can quite replace?
Map: Cities With the Most Ultra-Rich Residents
What cities are the world’s ultra-rich flocking to? This map looks at ultra high net worth individual (UHNWI) growth rates in cities around the world.
Mapped: The Cities With the Most Ultra-Rich Residents
As of 2018, there is a grand total of 198,342 ultra high net worth individuals (UHNWIs) globally with assets over US$30 million, according to the most recent edition of Knight Frank’s Wealth Report.
Although these millionaires and billionaires can be found all over the globe, the reality is that most of the world’s ultra-rich population tends to congregate in world-class cities.
Generally speaking, UHNWIs are looking to live in places that are conducive to safeguarding and growing their wealth, but that also give them access to top-end amenities that allow them to live comfortably and luxuriously.
Top 10 Cities for the Ultra-Rich
To start, we’ll look at a list of global cities, organized by expected number of UHNWIs in 2023:
|Rank||City||UHNWIs (2018)||UHNWIs (2023e)||Change (%)|
|#4||🇺🇸 New York City||3,378||3,891||15.2%|
London continues to top the list, with a roster of 4,944 ultra-rich residents today and the projected growth over the coming years to eclipse the 6,000 mark by 2023.
Tokyo has the second highest amount of UHNWIs today, but the city is adding them at a slower rate than other rival cities. As a result, Singapore will move into the #2 spot overall by 2023, with an expected total of 4,393 high net worth residents.
Finally, it’s worth noting that only two cities on the top 10 list are expected to see growth above a 30% clip over this five-year period. Shanghai and Beijing could be cities to watch for decades to come, as they add millionaires and billionaires at a faster rate than any of the other heavyweights.
Fastest Growing Cities
Where are the billionaire meccas of the future?
Here are the 10 cities that are expected to add UHNWIs the fastest between 2018-2023:
|Rank||City||UHNWIs (2018)||UHNWIs (2023e)||Change (%)|
|#9||🇲🇾 Kuala Lumpur||376||496||31.9%|
Not surprisingly, all 10 of these cities are located in Asia.
Two Indian cities (Delhi and Mumbai) top the list, and are likely to add nearly 40% to their ultra-rich populations over the next five years. China also has a strong showing here.
Interestingly, just missing the above top 10 were a few non-Asian cities: Auckland (#11), Madrid (#12), Munich (#13), and Nairobi (#14) are all expected to grow their UHNWI populations by roughly 25% by 2023.
Unlocking the Power of Women in Investing
Women are better at saving money, but invest less of it – this infographic looks at the specific needs of women in investing and how to better serve them.
Unlocking the Power of Women in Investing
The financial services industry is undergoing a dramatic shift.
The next generation of investors will be younger and much more diverse, with women taking an increasingly prominent role in building and growing family and personal wealth.
Today’s infographic comes to us from New York Life Investments, and it showcases how this new paradigm will shape the future of products and services on offer in the industry, as well as how wealth managers can cater to these changing needs.
Growing Economic Might
Women are underrepresented in the investing world, but this is changing fast. While various cultural and societal reasons are contributors to this, there is also a more simple driver: rising economic might.
- Women-controlled wealth in the U.S. will increase from $14 trillion to $22 trillion between 2015-2020
- Women control 51% of all personal wealth in the United States today
- Women are set to inherit $28.7 trillion in intergenerational wealth over the next 40 years
Women are becoming more important drivers of income and wealth for their families, as well:
- Women are now the primary breadwinners in 40% of U.S. households – a 4x increase from 1960.
- Women own 30% of all private businesses in the U.S.
- Women now hold the majority of management, professional, and related positions (52%)
Finally, women now make up the majority of recipients of Associate’s degrees (61%), Bachelor’s degrees (57%), Master’s degrees (60%), and Doctoral degrees (52%) in the United States.
The Wealth Management Gap
As women increase raise their level of economic influence to new levels, how will they manage this wealth?
Interestingly, studies show that women think about money and wealth differently than men – and differently from precedents already set in the financial services industry:
|The Good News||The Bad News|
|Women are better savers, saving 9.0% of their salary in comparison to men (8.6% of salary)||Women consistently tend to score lower on financial literacy tests|
|Some research points to women generating better returns (+0.4%) off of investments||Some research points to women investing up to 40% less than men|
Data from a recent survey by New York Life Investments sheds light on why women may be underserved by the financial services industry.
Reasons why women switch financial advisors:
- 33% poor performance
- 29% lack of personal connection
- 27% poor customer services
In other words, women don’t switch investment advisors simply because of poor performance – there are other, more complex factors involved. Part of this is likely because 62% of women say they have unique investment needs and challenges:
Perceptions of women and investing:
- Financial professionals treat women differently – 40%
- Women feel patronized by financial advisors – 36%
- Financial advisors are less likely to listen to investing ideas from a woman – 30%
- Financial advisors push women out of financial conversations – 28%
- Women have less access to financial education – 26%
- Financial professionals find it hard to relate to women – 26%
- Financial advising is a man’s world – 24%
A Deeper Dive
It is crucial for advisors to understand that women are not one large, homogeneous group.
In fact, research shows that there are four unique segments of women that each approach investing differently – and they all have different sets of needs.
Stay tuned for Part 2 of this infographic series, which will detail the differences between these segments.
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