Can I share this graphic? Yes. Visualizations are free to share and post in their original form across the web—even for publishers. Please link back to this page and attribute Visual Capitalist.
When do I need a license? Licenses are required for some commercial uses, translations, or layout modifications. You can even whitelabel our visualizations. Explore your options.
Interested in this piece? Click here to license this visualization.
Mapping the Risk of Eviction and Foreclosure in U.S. States
Alongside potential obstacles such as job loss, financial insecurity, and a subsequent inability to cover many upcoming bills, many Americans are now facing potential home loss as well.
According to a recent survey by the U.S. Census Bureau, of the estimated 17 million adults who are not current on their rent or mortgage payments, a whopping 33% of them could be facing eviction or foreclosure in the “next two months”.
Note: While this survey was conducted Nov 11-23, 2020, respondents’ interpretations of “the next two months” ranged between Nov 2020–Jan 2021.
Millions Facing Home Loss
Although people across the country face similar risks, Texas stands out with an estimated 718,000 people facing foreclosures or eviction. In fact, more than 7.1 million people in the state may be expecting a loss of employment income in the coming four weeks.
Other states looking at high percentages of potential home loss include Louisiana, New Mexico, Mississippi, Wyoming, and Missouri.
To get a closer look, here are the top 10 metro areas with the highest percentages of people who will potentially be facing eviction or foreclosure:
Rank
Area
Number
Percent
1
Houston-The Woodlands-Sugar Land, TX Metro Area
265,454
47.6%
2
Miami-Fort Lauderdale-Pompano Beach, FL Metro Area
147,830
34.1%
3
Atlanta-Sandy Springs-Alpharetta, GA Metro Area
96,514
33.8%
4
Chicago-Naperville-Elgin, IL-IN-WI Metro Area
184,381
33.3%
5
Dallas-Fort Worth-Arlington, TX Metro Area
157,986
32.8%
6
Seattle-Tacoma-Bellevue, WA Metro Area
52,959
32.5%
7
Detroit-Warren-Dearborn, MI Metro Area
75,379
32.3%
8
New York-Newark-Jersey City, NY-NJ-PA Metro Area
389,352
32.0%
9
San Francisco-Oakland-Berkeley, CA Metro Area
61,647
31.1%
10
Phoenix-Mesa-Chandler, AZ Metro Area
67,287
30.0%
Note: The margin of error of the survey is higher in metro areas and smaller states.
Home for the Holidays?
On the other end of the spectrum, there are states that appear to have less need for concern, as the percentage of people likely to experience foreclosure or eviction in these places stands between 15% and 20%. However, this level of relative home security is the case for only Delaware, Vermont, Maryland, and Utah.
Everyone else is floating in a proverbial gray area, between a majority who may still be in their same home after Christmas, and those who may need to find a new place in the months following the holidays.
Even in the states with extremely low percentages like Delaware (15%), there are still thousands people who are highly likely to face the possibility of losing their home.
Going Forward
It goes without saying that with nearly 17 million Americans behind on mortgage and rent payments, there could be significant consequences down the road.
In an order issued by the CDC under the Public Health Service Act, it was stated that an eviction moratorium could help with the effectiveness of COVID-19 prevention measures like quarantining, social distancing, and self-isolation. However, while evictions were temporarily halted under this order on September 4th, the extent of this protection runs out on the last day of 2020.
President-elect Joe Biden expressed his desire for measures such as rent forgiveness back in March 2020, but it remains unclear what actions will be taken under the new administration when inauguration occurs on January 20th, 2021.