Household Income Distribution in the U.S. Visualized as 100 Homes
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Household Income Distribution in the U.S. Visualized as 100 Homes

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U.S. household income distribution visualization

Household Income Distribution in the U.S. Visualized as 100 Homes

Income inequality and wealth disparity have been frequent topics of conversation, even before the pandemic upended the economy.

Now, rising inflation and interest rates, and a possible recession on the horizon are bringing these societal divides into sharp focus.

In the above visualization, U.S. households are parsed out into a neighborhood of 100 homes and then grouped by income brackets, using recent data from the U.S. Census Bureau.

The Neighborhood Breakdown

American households vary widely on their respective incomes. The largest cluster of homes, representing nearly 20% of all American households, are in the $25-$49.9k income bracket.

Here’s a look at the share of households in each income bracket and the number of homes they represent.

Household IncomeShare of TotalNumber of Homes
Under $25K18.1%18
$25K-$49.9K19.7%20
$50K-$74.9K16.5%17
$75K-99.9K12.2%12
$100K-$149.9K15.3%15
$150k-$199.9K8.0%8
Over $200K10.3%10

In our hypothetical neighborhood, 18 of the households are in the lowest income bracket. People in this category have a wide variety of jobs, but personal care aides, cashiers, food and beverage positions are some of the most common. As a point of reference, the poverty line for a family of four currently sits at $26,496.

On the flip side, in this small community of 100 houses, 33 earn six figures and typically have at least one family member in a corporate or medical role.

The American Middle Class

The middle class in America has shrunk significantly in the past 50 years, going from 61% of adults being middle income in 1971 to 50% in 2021.

Here’s a look at the economic class breakdowns by annual household income, based on households with three people (Note: the average U.S. household has 2.6 people):

  • Upper class: >$156,000
  • Middle class:  $52,000-$156,000
  • Lower class: <$52,000

Although these definitions and conditions don’t align exactly with the buckets we use in the main houses visualization, they come pretty close.

In the neighborhood of 100 homes, 38 homes could be considered low income, while 18 are high income. Meanwhile, sitting in the $50-149.9k middle range of household income are 44 homes.

The Larger Trends

The pandemic had an extremely adverse impact on earnings and income worldwide, and the U.S. was no exception.

Median household income decreased 2.9% to $67.5k between 2019 and 2020, the first decrease since 2014. Additionally, the number of people who worked full-time jobs, year-round decreased by around 13.7 million.

That said, when looking at the longer-term trend, the median income for those considered middle class has jumped by 50% over the last five decades. Here’s a look at the median incomes in each economic class in 1970 vs. 2020:

 1970 Median Household Income (in 2020 $)2020 Median Household Income% Change
Low Income$20,604$29,96345%
Middle Income$59,934$90,13150%
Upper Income$130,008$219,57269%

With a recession⁠ highly likely to occur in the U.S., and rising inflation causing increases in the cost of basic, everyday goods, budgets may get tighter for many households in America, and incomes are likely to be impacted as well.

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Mapped: The 3 Billion People Who Can’t Afford a Healthy Diet

More than three billion people across the globe are unable to afford a healthy diet. See which countries are most affected.

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The 3 Billion People Who Can’t Afford a Healthy Diet

While they aren’t often the focus of news media, hunger and undernourishment are problems plaguing millions of people every day.

According to the UN Food and Agriculture Organization (FAO), more than 3 billion people could not afford a healthy diet in 2020, an additional 112 million more people than in 2019. The increase was partly because of rising food prices, with the average cost of a healthy diet rising by 3.3% from 2019 levels.

As of August 2022, the FAO food price index was up 40.6% from average 2020 levels. Unless income levels increased by a similar magnitude, the healthy diet crisis is likely to have worsened, especially in low-income countries experiencing rampant food inflation.

Using data from the FAO, the above infographic maps the share of people unable to afford a healthy diet in 138 different countries as of 2020 (latest available data).

The Cost and Affordability of a Healthy Diet

According to the FAO, a healthy diet is one that meets daily energy needs as well as requirements within the food and dietary guidelines created by the country.

The (un)affordability is measured by comparing the cost of a healthy diet to income levels in the country. If the cost exceeds 52% of an average household’s income, the diet is deemed unaffordable.

Here’s a look at the share of populations unable to afford a healthy diet, and the cost of such a diet around the world:

CountryPercent of population unable to afford a healthy dietCost of Healthy Diet (USD per Person per Day)
Burundi 🇧🇮97.2%$2.9
Madagascar 🇲🇬97.0%$3.2
Liberia 🇱🇷96.8%$3.9
Malawi 🇲🇼96.6%$3.1
Nigeria 🇳🇬95.9%$4.1
Central African Republic 🇨🇫95.1%$3.6
Guinea 🇬🇳94.9%$4.1
Angola 🇦🇴94.3%$4.5
Congo 🇨🇬92.4%$3.4
Sudan 🇸🇩91.8%$4.3
Mozambique 🇲🇿91.5%$3.2
Democratic Republic of Congo 🇨🇩90.0%$2.1
Sierra Leone 🇸🇱89.2%$2.9
Niger 🇳🇪88.8%$2.9
Zambia 🇿🇲88.0%$3.3
Tanzania 🇹🇿87.6%$2.7
Guinea-Bissau 🇬🇼87.2%$3.5
Ethiopia 🇪🇹86.8%$3.4
Rwanda 🇷🇼86.3%$2.7
Haiti 🇭🇹85.9%$4.5
Sao Tome and Principe 🇸🇹84.7%$3.6
Nepal 🇳🇵84.0%$4.4
Lesotho 🇱🇸83.5%$4.3
Pakistan 🇵🇰83.5%$3.7
Chad 🇹🇩83.4%$2.8
Benin 🇧🇯82.9%$3.7
Uganda 🇺🇬82.2%$2.7
Kenya 🇰🇪81.1%$3.0
Burkina Faso 🇧🇫80.1%$3.3
Laos 🇱🇦79.8%$4.1
Mali 🇲🇱74.3%$3.1
Bangladesh 🇧🇩73.5%$3.1
Egypt 🇪🇬72.9%$3.4
Eswatini 🇸🇿71.8%$3.4
India 🇮🇳70.5%$3.0
Indonesia 🇮🇩69.1%$4.5
Philippines 🇵🇭68.6%$4.1
Jamaica 🇯🇲66.2%$6.7
South Africa 🇿🇦65.2%$4.3
Myanmar 🇲🇲65.1%$4.2
Gambia 🇬🇲64.0%$3.1
Djibouti 🇩🇯63.9%$3.1
Botswana 🇧🇼61.4%$3.7
Ghana 🇬🇭61.2%$4.0
Cameroon 🇨🇲60.7%$2.8
Mauritania 🇲🇷60.7%$3.7
Fiji 🇫🇯60.4%$3.9
Suriname 🇸🇷58.8%$5.7
Namibia 🇳🇦56.8%$3.5
Bhutan 🇧🇹53.0%$5.0
Mongolia 🇲🇳51.4%$5.1
Honduras 🇭🇳51.3%$3.5
Iraq 🇮🇶49.6%$3.5
Kyrgyzstan 🇰🇬49.6%$3.2
Sri Lanka 🇱🇰49.0%$3.9
Senegal 🇸🇳46.0%$2.3
Guyana 🇬🇾43.0%$4.9
Armenia 🇦🇲42.9%$3.2
Tajikistan 🇹🇯42.1%$3.5
Cabo Verde 🇨🇻38.1%$3.6
Belize 🇧🇿36.4%$2.1
Gabon 🇬🇦36.3%$3.6
Nicaragua 🇳🇮35.7%$3.3
Algeria 🇩🇿30.2%$3.8
Vietnam 🇻🇳30.0%$4.1
Colombia 🇨🇴26.5%$3.1
Mexico 🇲🇽26.3%$3.3
Bolivia 🇧🇴24.7%$3.8
Palestine 🇵🇸23.1%$3.4
Ecuador 🇪🇨21.4%$2.9
Saint Lucia 🇱🇨20.6%$3.6
Peru 🇵🇪20.5%$3.3
Iran 🇮🇷20.3%$3.6
Tunisia 🇹🇳20.3%$3.6
Albania 🇦🇱20.1%$4.2
Brazil 🇧🇷19.0%$3.1
Dominican Republic 🇩🇴18.3%$3.9
Panama 🇵🇦18.2%$4.5
North Macedonia 🇲🇰18.0%$3.4
Paraguay 🇵🇾17.8%$3.5
Montenegro 🇲🇪17.5%$3.5
Thailand 🇹🇭17.0%$4.3
Costa Rica 🇨🇷16.8%$4.1
Morocco 🇲🇦16.7%$2.8
Serbia 🇷🇸16.3%$4.2
Jordan 🇯🇴14.9%$3.6
Mauritius 🇲🇺13.5%$3.6
China 🇨🇳12.0%$3.0
Trinidad and Tobago 🇹🇹11.6%$4.2
Romania 🇷🇴8.8%$3.2
Bulgaria 🇧🇬8.5%$4.1
Seychelles 🇸🇨6.8%$3.8
Moldova 🇲🇩6.7%$2.8
Chile 🇨🇱3.8%$3.4
Croatia 🇭🇷3.8%$4.3
Bosnia and Herzegovina 🇧🇦3.7%$4.0
Uruguay 🇺🇾3.6%$3.4
Russia 🇷🇺3.5%$3.4
Greece 🇬🇷3.2%$3.1
Italy 🇮🇹2.9%$3.1
Japan 🇯🇵2.5%$5.8
Hungary 🇭🇺2.0%$3.5
Spain 🇪🇸2.0%$2.8
Malaysia 🇲🇾1.9%$3.5
Latvia 🇱🇻1.8%$3.2
South Korea 🇰🇷1.7%$5.2
United States 🇺🇸1.5%$3.4
Maldives 🇲🇻1.4%$3.9
Estonia 🇪🇪1.3%$3.3
Kazakhstan 🇰🇿1.2%$2.7
Lithuania 🇱🇹1.2%$3.1
Slovakia 🇸🇰1.2%$3.2
Israel 🇮🇱1.0%$2.5
Poland 🇵🇱1.0%$3.2
Austria 🇦🇹0.8%$3.0
Australia 🇦🇺0.7%$2.6
Canada 🇨🇦0.7%$3.0
Malta 🇲🇹0.7%$3.8
Sweden 🇸🇪0.6%$3.3
Portugal 🇵🇹0.5%$2.7
United Kingdom 🇬🇧0.5%$1.9
Denmark 🇩🇰0.4%$2.5
Norway 🇳🇴0.4%$3.5
Cyprus 🇨🇾0.3%$3.0
Belarus 🇧🇾0.2%$3.3
Belgium 🇧🇪0.2%$3.1
Czechia0.2%$3.0
Germany 🇩🇪0.2%$3.0
Netherlands 🇳🇱0.2%$3.0
Finland 🇫🇮0.1%$2.7
France 🇫🇷0.1%$3.2
Ireland 🇮🇪0.1%$2.2
Luxembourg 🇱🇺0.1%$2.7
Slovenia 🇸🇮0.1%$3.1
Azerbaijan 🇦🇿0.0%$2.5
Iceland 🇮🇸0.0%$2.4
Switzerland 🇨🇭0.0%$2.7
United Arab Emirates 🇦🇪0.0%$3.1
World 🌎42.0%$3.5

In 52 countries, more than half of the population cannot afford a healthy diet. The majority of these are in Africa, with the rest located across Asia, Oceania, and the Americas.

By contrast, in four countries—Azerbaijan, Iceland, Switzerland, and the UAE—everyone is able to afford a healthy diet. The picture is similar for most European and developed high-income countries, where more than 95% of the population can afford a healthy diet.

When the percentages are translated into numbers, Asia contains the most number of people unable to afford a healthy diet at 1.89 billion, of which 973 million people are in India alone. Another 1 billion people are in Africa, with around 151 million people in the Americas and Oceania.

While hunger is a worldwide concern, it is particularly acute in African countries, which cover all of the top 20 spots in the above table.

Africa’s Deepening Food Crisis

In many countries across sub-Saharan Africa, more than 90% of the population cannot afford a healthy diet.

Sub-Saharan Africa is particularly susceptible to extreme climate events and the resulting volatility in food prices. Roughly one-third of the world’s droughts occur in the region, and some sub-Saharan countries are also heavily reliant on imports for food.

Russia’s invasion of Ukraine has deepened the crisis, with many African countries importing over 50% of their wheat from the two countries in conflict. The rising food prices from this supply chain disruption have resulted in double-digit food inflation in many African nations, which means that more people are likely to be unable to afford healthy diets.

The Horn of Africa region at the Eastern tip of Africa is particularly in turmoil. All the countries in the region are reliant on wheat from Russia and Ukraine, with Eritrea (100%) and Somalia (>90%) high up in the import dependency chart. Additionally, the region is facing its worst drought in 40 years alongside ongoing political conflicts. As a result, 22 million people are at risk of starvation.

Population Growth and Food Insecurity

In November of 2022, the global population is projected to surpass 8 billion people, and many of the fastest growing countries are also food-insecure.

By 2050, the global population is likely to increase by 35%, and to meet the growing demand for food, crop production will need to double. Given that agriculture is one of the biggest contributors to greenhouse gas emissions, this increase in crop production will also need to be environmentally sustainable.

As the impacts of climate change intensify and food demand increases, reducing food waste, building climate-resilient agricultural infrastructure, and improving agricultural productivity will all play a key role in reducing the levels of food insecurity sustainably.

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How Do Americans Spend Their Money, By Generation?

This interactive graphic shows a breakdown of how average Americans spend their money, and how expenses vary across generations.

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Annual Expenditure in the U.S. by Generation

How Americans Spend Their Money, By Generation

In 2021, the average American spent just over $60,000 a year. But where does all their money go? Unsurprisingly, spending habits vary wildly depending on age.

This graphic by Preethi Lodha uses data from the U.S. Bureau of Labor Statistics to show how average Americans spend their money, and how annual expenses vary across generations.

A Generational Breakdown of Overall Spending

Overall in 2021, Gen X (anyone born from 1965 to 1980) spent the most money of any U.S. generation, with an average annual expenditure of $83,357.

GenerationBirth Year RangeAverage Annual Expenditure (2021)
Silent1945 or earlier$44,683
Boomers1946 to 1964$62,203
Generation X1965 to 1980$83,357
Millennials1981 to 1996$69,061
Generation Z1997 or later$41,636

Gen X has been nicknamed the “sandwich generation” because many members of this age group are financially supporting both their aging parents as well as children of their own.

The second biggest spenders are Millennials with an average annual expenditure of $69,061. Just like Gen X, this generation’s top three spending categories are housing, healthcare, and personal insurance.

On the opposite end of the spectrum, members of Generation Z are the lowest spenders with an average of $41,636. per year. Their spending habits are expected to ramp up, especially considering that in 2022 the oldest Gen Zers are just 25 and still early in their careers.

Similarities Across Generations

While spending habits vary depending on the age group, there are some categories that remain fairly consistent across the board.

One of the most consistent spending categories is housing—it’s by the far the biggest expense for all age groups, accounting for more than 30% of total annual spending for every generation.

GenerationAverage Spend on Housing (2021)% of Total Spend
Silent (1945 or earlier)$16,65637.3%
Boomers (1946 to 1964)$21,27334.2%
Generation X (1965 to 1980)$26,38531.7%
Millennials (1981 to 1996)$24,05234.8%
Generation Z (1997 or later)$15,44937.1%

Another spending category that’s surprisingly consistent across every generation is entertainment. All generations spent more than 4% of their total expenditures on entertainment, but none dedicated more than 5.6%.

GenerationAverage Spend on Entertainment (2021)% of Total Spend
Silent (1945 or earlier)$2,0274.5%
Boomers (1946 to 1964)$3,4765.6%
Generation X (1965 to 1980)$4,6945.6%
Millennials (1981 to 1996)$3,4575.0%
Generation Z (1997 or later)$1,6934.1%

Gen Zers spent the least on entertainment, which could boil down to the types of entertainment this generation typically enjoys. For instance, a study found that 51% of respondents aged 13-19 watch videos on Instagram on a weekly basis, while only 15% watch cable TV.

Differences Across Generations

One category that varies the most between generations and relative needs is spending on healthcare.

As the table below shows, the Silent Generation spent an average of $7,053 on healthcare, or 15.8% of their total average spend. Comparatively, Gen Z only spent $1,354 on average, or 3.3% of their total average spend.

GenerationAverage Spend on Healthcare (2021)% of Total Spend
Silent (1945 or earlier)$7,05315.8%
Boomers (1946 to 1964)$6,59410.6%
Generation X (1965 to 1980)$5,5506.7%
Millennials (1981 to 1996)$4,0265.8%
Generation Z (1997 or later)$1,3543.3%

However, while the younger generations typically spend less on healthcare, they’re also less likely to be insured—so those who do get sick could be left with a hefty bill.

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