Mapped: The Cost of Raising a Child, by U.S. State

Mapped: The Annual Cost of Raising a Child in the U.S.

This was originally posted on our Voronoi app. Download the app for free on iOS or Android and discover incredible data-driven charts from a variety of trusted sources.

Although costs vary from family to family, two working parents spend an average of around $23,000 per year raising one child in the United States.

This graphic illustrates the cost of raising a child by state, based on data compiled by SmartAsset as of February 2024.

Methodology

SmartAsset used the MIT Living Wage Calculator to compare the living costs of a household with two working adults and one child to those of a childless household with two working adults. Costs include expenses for food, housing, childcare, healthcare, transportation, and other necessities.

Massachusetts Tops the List

Massachusetts has the highest annual costs for raising a child, at $35,841 per year. Mississippi has the lowest annual costs, at $16,151 per year.

Regardless of the state, childcare is the highest expense, followed by additional housing and food costs.

Housing costs include expenses for shelter (e.g., mortgage payments, property taxes, rent, and insurance), utilities (gas, electricity, fuel, cellphone, and water), and household furnishings and equipment. Childcare costs include education expenses, daycare tuition, babysitting, other childcare costs, and tuition for private schools.

These expenses do not account for the cost of a college education, which can add significantly to the overall financial burden.

Learn More About Cost of Living From the Voronoi App

If you enjoyed this post, be sure to check out this graphic, which ranks the income a family needs to live comfortably in every U.S. state.